Goodman Furnace Sale
Offer valid until December 31, 2024. All pricing and financing options are subject to approval through our financing partner, Financeit. Monthly payments will vary depending on the furnace model chosen and are based on the approved financing plan. The following terms and conditions apply to all financing agreements made through OnPoint Home Services Inc:
1. Monthly Payment Structure
Monthly payments will be determined based on the cost of the furnace model selected at the time of purchase.
2. Interest Rates
For the first 12 months following your purchase, interest will be calculated at 5.99% per month. After the initial 12-month period, the remaining balance will be subject to a monthly interest rate of 13.99%.
3. Administration Fees
Any funds released to OnPoint Home Services Inc. carry an administration fee of 1.5%, calculated based on the requested amount, up to a maximum of $149 for the entire purchase. Example: For a $1,000 purchase, the administration fee is $15. This administration fee will be added to the principal amount of your loan during the purchase period until the $149 maximum is reached. There are no hidden or additional charges.
4. Early or Additional Payments
You may make early or additional payments towards your loan, or pay off your balance in full, at any time without penalty.
5. End of Loan Term
Your loan term is 60 months. At the end of this term, the outstanding balance must be repaid in full unless renewed.
At our option, the loan may be renewed at an interest rate of Financeit Prime + 7.54%, or at a different rate, depending on our discretion.
6. Loan Term Completion and Contact
Financeit will contact you within 21 days before the end of your loan term to discuss the remaining balance or renewal options. If the loan is not renewed, the remaining balance will be due in full.
7. Amortization Period
The amortization period is the time required to fully repay your loan. This period may vary based on the terms and payments made.
